February, 2010
American Express Extended Warranty Review
If you’re like me, you’re vaguely aware that you can get some sort of additional warranty coverage from your credit card, but not interested enough to carefully read those little brochures with the tiny print that come in the mail. Today a fellow named Joe sent me a story about his broken Roomba ...
Protect Yourself from Debt Collectors
Stress Faced from Debt Collectors
Anyone who is in debt knows that a debt collector is capable of bringing more stress than the debt itself brings. Such practices are not a habit with these people. These people may have purchased your debt from the original lender at a lower price and are now trying to recover ...
Joining credit unions has benefits
Fed up with high bank fees? Better deals are available at credit unions!
If you’re getting tired of paying increasingly high fees and penalties to your bank while getting only pennies in interest every month, you’re not alone. A growing number of Americans are now closing their bank accounts and moving their hard-earned cash to credit ...
Finding life insurance
How to go about it
People spend too much money on life insurance. This policy we call whole life insurance. More money will be spent than you will actually get out of it. I suggest you get term life insurance and invest the difference. You will be paying a lot less money for a shorter amount ...
401(k)s may not cover all retirees needs
Retirees May Need Personal Loans in Addition to 401(k)s
Consumers may need personal loans to manage through retirement if they aren’t careful with their 401(k) accounts. A 401(k) account allows a working person to save for retirement, invest the savings and defer taxes until after retirement when, in most cases, the account holder’s income will be ...